🏦 Bank Fixed Deposits (FDR) & DPS
Compare prevailing weighted average deposit rates across state-owned, private commercial, and Islamic banks in Bangladesh.
📊 Sector Average Deposit Rates
⚙️ Sector Average Deposit Rates — Maintenance Mode
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- Rates are weighted averages published periodically by Bangladesh Bank. Individual branch rates may vary based on deposit size and negotiation.
- Onucrom is a listing and discovery platform; we do not trade, execute purchases, or hold investor funds directly.
📚 Investor Education: Bank Deposits
Deposit Insurance Scheme
The Deposit Protection Act, 2026 (passed by Parliament on 10 April 2026) replaces the Bank Deposit Insurance Act, 2000. It raises protection from BDT 1,00,000 to BDT 2,00,000 per depositor if a member institution is liquidated, covers scheduled banks and finance companies, and requires the limit to be reviewed every three years. Deposits above the limit can still be claimed from the liquidator.
FDR vs DPS
Fixed Deposit Receipt (FDR): A lump sum deposited for a fixed maturity period.
Deposit Pension Scheme (DPS): A recurring deposit where small monthly installments build up over a long tenure.
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